Insurance Information and Enrollment Help
(603) 422-8208 ext. 188

enrollment counseling

Because of the Affordable Care Act (a.k.a. "Obamacare"), many people who have been uninsured are eligible for affordable medical and dental insurance beginning in 2014. Families First is here to help you understand your options and enroll.

The Health Insurance Marketplace
The deadline to enroll in the Health Insurance Marketplace was March 31, 2014, but you can still enroll if you began your application prior to March 31 (or tried to begin it), or if you have a "qualifying event" such as marriage, divorce, the birth of a child, or loss of previous insurance. (Otherwise, you will need to wait until November 15, 2014, to enroll for coverage that begins January 1, 2015.) Families First counselors will be happy to help you with your application. Click or scroll down for more info on the Marketplace.

Medicaid Enrollment
The New Hampshire legislature recently voted to extend Medicaid coverage to people whose incomes are below these levels:

Household Size Maximum income Household Size Maximum income
1
$15,856
5
$38,047
2
$21,404
6
$43,594
3
$26,951
7
$49,142
4
$32,499
8
$54,689

Families First's counselors will be helping people who are newly eligible for Medicaid coverage once the enrollment period begins later this Spring. Please check back for more information.

More info on the Insurance Marketplace (does not apply to Medicaid)

For information about your eligibility and enrollment help:

  • Elaine, 603-422-8208 ext. 188
    Elaine can answer questions over the phone or schedule a private, in-person appointment with you. All assistance is absolutely free, and you do not need to be a Families First client. (This is for NH residents only. Maine residents should call York County Community Action at 800-965-5762.)

Information to have ready for each household member who needs insurance:

  • Date of birth; Social Security number;
  • estimate of household income for 2014 and how you calculated that estimate (tax returns, pay stubs, Social Security letters, etc.);
  • name/address/phone for employers;
  • whether health insurance is available at work to anyone in your household and what it costs to insure just the worker;
  • document types and numbers for legal immigrants who want health insurance

To schedule an information and enrollment assistance session for a group at your site:

To get info on plans and cost estimates before creating an account:

  • To get an idea of the financial assistance for which you qualify and the cost of the plans available to you, click here, answer a few questions (you do not need to give your name), then click the VIEW MARKETPLACE PLANS button.
  • For an overview of all the Marketplace health insurance plans available in New Hampshire in 2014, click here. Note that all cost figures are BEFORE financial assistance is applied, so your actual costs may be lower.

Note: Eligibility for financial assistance is based on your income and household size. For example, households with yearly incomes up to about $46,000 for individuals or $94,000 for a family of four may qualify for a tax credit to assist with premium costs. Also, households with yearly incomes up to about $29,000 for individuals or $59,000 for a family of four may qualify for additional assistance with deductibles and copayments if they choose one of the Silver plans. Final price quotes based on your individual circumstances are available only after you complete a Marketplace application.

To see if your healthcare providers and prescriptions are covered by Marketplace plans:

  • To see if your current provider is included in Anthem's Marketplace plans, you may call your provider's office to ask, or click here and do a search for your provider. (NOTE: Families First Health Center's providers do participate in Anthem's Marketplace plans.)
  • To see if your medications are covered (look at all four tiers!), click here.

To create an account and apply for coverage:

  • Apply online at HealthCare.gov
  • Contact the 24/7 HealthCare.gov call center at 1-800-318-2596. Click for TTY and other resources.
  • Don't forget: Elaine at Families First is happy to help you with the enrollment process; call (603) 422-8208 ext. 188.

General help

If you don't have health care, or if you don't have a way to pay for health care, NOW is the time to learn about your new options for getting covered under the Affordable Care Act. Don't miss out because you don't know!