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Insurance Info & Enrollment HelpPage:Insurance

Families First accepts most private health insurance plans, Marketplace plans, Medicaid (NH and Maine) and Medicare. No one is ever turned away from Families First due to lack of health or dental insurance or inability to pay. If you live in New Hampshire, we can help you find out if you are eligible for a free or inexpensive insurance plan. If no insurance is available to you, we can still help by offering you a discount based on your income.

Help Applying for NH Marketplace and Medicaid Insurance

Because of the Affordable Care Act, many more people have access to health insurance. No one plans to get sick or hurt, but most people need medical care at some point. Health insurance protects you from unexpected, high medical costs. Also, if you have insurance you to don’t have to pay the fee that is charged to many people who don’t have coverage.

Families First is here to help. We can help you learn about your options for affordable health insurance. Our enrollment counselors will work with you to figure out which health insurance coverage you may be eligible for. (Maine residents should call York County Community Action at 800-965-5762.) For your free enrollment appointment, send an email or call Elaine at 603-422-8208 (press 8). Please include your full name and phone number.

What coverage am I eligible for?

in your
Health Insurance Marketplace
Also known as Obamacare — offers reduced monthly premiums if your estimated 2017 annual household income is in the range below. You may also qualify for extra help with deductibles and copays.
NH Health Protection Program
Also known as Expanded Medicaid— offers free coverage for eligible adults ages 19-64 whose monthly gross  household income is no more than …
Learn more about the NHHPP
$11,880 – $47,520


$16,020 – $64,080
$20,160 – $80,640
$24,300 – $97,200
$28,440 – $113,760
Both programs help pay for regular checkups, prescription drugs, ER visits, hospital stays, specialist visits, and mental health and substance use treatment.

Note: Even if you don’t see your household income on the chart above, you or your children may be eligible for other types of Medicaid coverage, with managed care through NH Healthy Families or Well Sense Health Plan. Click for more information. This Managed Care Organization Plan Selection Worksheet may help you.

NH HEALTH PROTECTION PROGRAM (also known as “Expanded Medicaid”)

This program is for adults (ages 19-64) residing in New Hampshire whose incomes are below certain levels (see chart above). Once enrolled, you will pay little or nothing for your medical appointments at Families First, specialty care, hospital services, prescriptions, blood work and other tests!

If you are asked to pick a Medicaid plan, be sure to act promptly to select a plan that includes the providers you see and the medications you use. If you need help, ask us. This NHHPP PAP Plan Selection Worksheet may help you.

Don’t forget: For your free enrollment appointment, send an email, or call Elaine at 603-422-8208 (press 8). Please leave your full name and phone number.

Information to have ready for each household member:

  • Date of birth
  • Social Security number
  • Documentation of income for the last 30 days (pay stubs, Social Security letters, etc.)
  • Most recent tax returns (if any)
  • All employers’ names, addresses and phone numbers
  • Immigration documents (if applicable)

For more information on the New Hampshire Health Protection program:

Visit http://www.dhhs.nh.gov/ombp/nhhpp/index.htm or call 888-901-4999.

(also known as “Obamacare”)

Although open enrollment for 2016 ended on January 31st, New Hampshire consumers may still be able to sign up for health care coverage through special enrollment periods (triggered by a new job, loss of Medicaid or other insurance coverage, a change in your household size like a birth or death, etc.). The Marketplace open enrollment period  for 2017 coverage starts on November 1, 2016.

To Get Started
1) Prepare your 2017 income estimate. Write down how you did it!
2) If you have a household member who has access to insurance at work, complete this employer coverage tool.
3) Use the online shopping tool to see what plans you might buy and compare coverage details and costs.

If keeping your current doctors is important to you, call your doctors and ask them which of the Marketplace insurance plans they accept. Families First is in-network for Ambetter, Anthem, Minuteman and Harvard Pilgrim. This Marketplace Plan Selection Worksheet may help you.

If a particular hospital is important to you, this chart shows which plans the Seacoast-area hospitals accept:

Health Insurance Marketplace Plans Accepted by Seacoast-Area Hospitals


Anthem Harvard
NH Network

Frisbie Memorial

Portsmouth Regional



Anna Jacques

Merrimack Valley

Information to have ready for each household member:

  • Your written estimate of household income for 2017 and how you calculated it
  • A completed Employer Coverage Tool for every job-based plan for which you or someone in your household is eligible (even if you don’t take the insurance).
  • Immigration documents (if applicable)
  • Income information for every member of your household (most recent tax returns, pay stubs, Social Security letters, etc.)
  • Home and mailing addresses for everyone applying for coverage
  • Dates of birth
  • Social Security numbers
  • Employers’ names, addresses and phone numbers
  • Notices from your current plan that include your plan ID#, if you had Marketplace insurance in 2016
  • If you have email, make sure you know your email address and password.

For more information on the Health Insurance Marketplace:

  • Visit HealthCare.gov or contact the HealthCare.gov call center, which is open 24/7, at 1-800-318-2596 (TTY: 1-855-889-4325).

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